Legal Information

Terms

Terms and Conditions

Last updated: October 02, 2026


1. Agreement to Terms

By accessing and using www.investinggym.com (the "Website"), you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to abide by the above, please do not use this service.


2. Company Information

This Website is operated by InvestingGym ("we," "us," or "our"). We are a Portugal-based educational entity providing financial education content, reports, educational analysis on financial markets and IPOs, courses, and related materials.


Contact Information:


3. Educational Content Disclaimer

3.1 No Financial or Legal Advice

CRITICAL DISCLAIMER: All content provided on this Website—including financial reports, market analysis, IPO educational breakdowns, articles, videos, visual frameworks, infographics, courses, newsletters, and other materials (collectively "Content")—is for educational, research, and informational purposes ONLY.


This Content NEVER constitutes financial, investment, legal, or tax advice. We are NOT:


  • Licensed financial advisors or registered investment advisors

  • Certified financial planners or wealth managers

  • Securities broker-dealers or registered representatives

  • Tax advisors or certified public accountants

  • Legal professionals, attorneys, or legal counsel

DO NOT base any investment, financial, legal, or tax decisions solely on information found on this Website.


  • Securities Disclaimer: We do not recommend, solicit, or endorse any specific securities, investments, assets, strategies, financial products, or IPO participation. Any references to specific companies, stocks, market events, or financial instruments are strictly for educational illustration and objective analysis.

  • Forward-Looking Statements: Content may include predictions, projections, market commentaries, or forward-looking statements regarding economic patterns, market trends, or IPO performance. These are based on current data, subject to change without notice, and do not constitute guarantees. Past performance is never indicative of future results.

3.2 Educational Purpose

Our Content is designed to:


  • Provide general financial education and literacy

  • Analyze financial markets, macroeconomic trends, and corporate filings (including IPO disclosures)

  • Explain behavioral economics and market psychology concepts

  • Demonstrate data analysis and quantitative techniques

  • Offer educational insights into asset classes and market mechanisms

3.3 Affiliate Relationships and Compensation

  • Transparency Disclosure: We may receive compensation when you purchase products/services through affiliate links on our Website, sign up for third-party tools, or use promotional codes associated with our Content.

  • Affiliate Relationships: We maintain affiliate relationships with selected educational platforms, financial tools, and research service providers. These relationships do not influence our independent educational research.

  • Editorial Independence: Our Content is created independently. Affiliate compensation does not determine what we feature, analyze, or teach.

  • Disclosure Requirement: Affiliate links are clearly marked with disclosures such as [affiliate link] or (*).

  • No Additional Cost: You pay the same price whether you use our affiliate links or not.

3.4 No Personalized Recommendations

We do not provide personalized financial recommendations, legal advice, or tailored portfolio guidance. Any investment decisions or financial actions you undertake are solely your own responsibility.


4. User Responsibilities

4.1 Professional Consultation

Before making any investment, financial, legal, or tax decisions, you must:


  • Consult with qualified and licensed financial, legal, or tax professionals in your jurisdiction

  • Conduct your own independent research and due diligence

  • Evaluate your personal financial situation, risk tolerance, and investment goals

4.2 Investment Risk Acknowledgment

By using this Website, you explicitly acknowledge and agree that:


General Investment Risks:


  • All investments, including stock market investments and IPO participations, carry substantial risk of partial or total loss of capital.

  • Past performance, historical market data, and case studies do not guarantee future returns.

  • Market conditions, regulatory frameworks, liquidity, and economic factors fluctuate rapidly.

  • You are fully prepared to absorb any monetary loss resulting from your trading or investment decisions.

Specific Risk Categories:


  • Market Risk: Asset prices fluctuate constantly due to market forces and broader economic factors.

  • IPO Risk: Initial Public Offerings carry high volatility, limited public operating history, potential share lock-up expirations, and liquidity fluctuations.

  • Liquidity Risk: Certain securities or assets cannot be liquidated quickly without price concessions.

  • Currency & Inflation Risk: Foreign assets face exchange rate volatility, and returns may fail to outpace inflation.

  • Behavioral Risk: Emotional biases often lead to suboptimal investment decisions.

Your Obligations:

You accept sole responsibility for assessing your risk tolerance, conducting independent due diligence, evaluating tax implications, and accepting full responsibility for all market outcomes.


5. Intellectual Property Rights

5.1 Ownership

All Content on www.investinggym.com—including reports, articles, infographics, visual frameworks, text, graphics, logos, images, video lessons, audio, and code—is the property of InvestingGym or its licensors and is protected by international copyright, trademark, and intellectual property laws.


5.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Website and its Content for personal, non-commercial educational purposes only.


5.3 Restrictions

You may not:


  • Reproduce, redistribute, republish, sell, or publicly display any Content without prior written permission

  • Modify, adapt, or create derivative works from our educational materials or financial reports

  • Use Content for commercial or professional advisory purposes without written authorization

  • Remove copyright, watermarks, or proprietary notices from any downloaded Content

6. Products, Services, and Digital Downloads

6.1 Digital Access

Upon purchasing digital products, reports, or educational courses:


  • You receive a non-exclusive, limited license to access the specific digital material.

  • You agree not to share account credentials or redistribute downloadable files.

6.2 Refund Policy

  • Digital Products & Courses (7-Day Money-Back Guarantee):


    • Window: Within 7 calendar days of the purchase date.

    • Eligibility: Refund requests must be made before completing or viewing more than 25% of the digital course content or downloadable series.

    • Method: Email help@investinggym.com with the subject line "Refund Request - www.investinggym.com", specifying your order number and purchase details.

  • Non-Refundable Items: Purchases made beyond 7 days, fully accessed/downloaded reports or courses, promotional/discounted items, or custom consulting services.

6.3 Pricing & Currency

  • All prices are listed in Euros (€) unless stated otherwise.

  • Prices and subscriptions are subject to change with advance notification.

  • Applicable VAT or local sales taxes are calculated at checkout based on location.

7. User Conduct & Community Guidelines

You agree to use www.investinggym.com for lawful, educational purposes only. You agree not to:


  • Provide unlicensed financial, investment, or legal advice within community spaces or comments.

  • Promote illegal investment schemes, fraudulent opportunities, or pump-and-dump operations.

  • Use scraping tools, bots, or automated crawlers to harvest Content or reports.

  • Share or redistribute paid educational content, reports, or subscriber logins.

  • Engage in harassment, spam, or abusive behavior toward staff or other users.

8. Limitations of Liability & Disclaimers

8.1 Website & Data Accuracy

  • While we strive for accuracy in our financial analysis and reports, financial data, market quotes, and IPO filings can contain delays or errors.

  • We do not warrant that the Website will remain completely error-free or uninterrupted. Always verify information using primary regulatory sources (e.g., SEC filings, CMVM, company prospectuses).

8.2 Maximum Liability

To the maximum extent permitted by law, our total liability for any claim arising out of your use of www.investinggym.com or its materials shall not exceed the amount you paid to us in the 12 months preceding the claim (or €100 for free content).


9. Privacy & GDPR Compliance

Your privacy is vital to us. Please review our Privacy Policy at www.investinggym.com/privacy-policy to understand how we collect, store, and process your personal data under the General Data Protection Regulation (GDPR).


10. Governing Law & Jurisdiction

  • Governing Law: These Terms shall be governed by and construed in accordance with the laws of Portugal, without giving effect to any principles of conflicts of law.

  • Jurisdiction: Any legal dispute arising from or related to these Terms shall be subject to the exclusive jurisdiction of the competent courts of Portugal.

  • EU Consumers: European Union consumers may also access the European Commission's Online Dispute Resolution (ODR) platform at http://ec.europa.eu/consumers/odr/.

11. Contact Information

For any questions, legal notices, or inquiries regarding these Terms and Conditions:

Transform yourself

Empowering individuals to achieve long-term financial independence and freedom.

Join our IG newsletter for more!

© Investinggym. 2025. All rights reserved.